The Smart Option Student Loan® by WGU SallieMae Student Loans for Western Governors University Students in Salt Lake City, UT FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options

Learn which loan is right for you

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


© 2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

WGU Sallie Mae Student Loans

The SallieMae Smart Option Student Loan is designed to help WGU students finance their education in a more flexible and affordable way. Here are some of the benefits that this type of loan can offer:

1. Competitive interest rates: With the SallieMae Smart Option Student Loan, students can choose between fixed or variable interest rates that are typically lower than those of other private student loans.

2. Borrow only what you need: The Smart Option loan allows students to borrow up to 100% of their school-certified cost of attendance, or a lower amount if they prefer. This means that students can avoid taking on more debt than they need to pay for tuition, books, and other school-related expenses.

3. Deferred repayment: Students can defer their repayments until after they leave school, meaning they don't have to start paying back the loan until they graduate or drop below half-time enrollment. This can give them time to find a job and establish their finances before they have to make payments.

4. Multiple repayment options: The Smart Option loan offers several repayment options, including standard repayment, interest-only, and deferred repayment. Students can choose the option that best fits their budget and financial situation.

5. Co-signer release: If a student wants to release their co-signer from the loan, they can do so after making 12 consecutive on-time payments.

Overall, the SallieMae Smart Option Student Loan can be a helpful way for WGU students to finance their education and achieve their academic and career goals.
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